Everything You Need for Payment Processing
From multi-PSP routing and AI-powered fraud detection to buyer protection and partner programs — a complete payment infrastructure built for high-risk commerce.
Powerful Features for Payment Processing
Everything you need to process payments, manage risk, and grow your business.
Accept Payments Globally
- Multi-currency support (100+ currencies)
- Local payment methods (173+ countries)
- Card payments (Visa, Mastercard, AMEX)
- Alternative payment methods
- Recurring billing and subscriptions
- One-click checkout
- Mobile-optimized payment forms
- 3D Secure 2.0 authentication
Beyond the Basics
A complete ecosystem of tools and services that set EPaySe apart from traditional payment gateways.
Trust & Protection
BuyerShield Protection
Full buyer dispute portal with claims submission, evidence upload, messaging, and automated resolution — reducing chargebacks before they happen.
Rolling Reserve Management
Transparent reserve dashboard with scheduled releases, PSP-level freeze reserves, and real-time balance visibility for high-risk merchants.
KYB & Compliance
Structured Know Your Business verification with document collection, sanctions screening, and AI-assisted review — 48-hour merchant approval.
AI & Intelligence
AI Operations Platform
AI-powered KYB review, revenue analysis, and fraud intelligence with learned rules and automated backtesting.
Advanced Fraud Detection
35+ specialized detection services: anti-detect browser detection, behavioral biometrics, BIN attack prevention, cross-device tracking, and AML monitoring.
Chargeback Prediction
ML-powered chargeback prediction scoring with proactive alerts, enabling merchants to resolve disputes before they escalate.
Payment Infrastructure
Smart Cascading & Retry
Configurable cascade rules per error type, per-method priority ordering, retry limits, and retry analytics — beyond simple failover.
Payment Links
Shareable hosted payment pages with view tracking. No-code payment collection without API integration — perfect for invoicing and social commerce.
Card Vault
Secure card storage with PCI-DSS Level 1 tokenization. Stored payment methods per customer for one-click returning checkout.
Business Operations
Partner & Referral Program
3-tier referral network with commission lifecycle management, per-partner rate configuration, and dedicated partner dashboard.
Team Management & RBAC
Granular role-based access control with team invitations, multiple users per merchant account, and customizable permission sets.
Invoicing & Reconciliation
Automated invoice generation, PSP file-based reconciliation with column mapping, settlement batch matching, and discrepancy logging.
Security & Integrations
Passkey & WebAuthn
Passwordless login via FIDO2/WebAuthn passkeys, email OTP, and two-factor authentication — modern security without friction.
Telegram & Real-time Alerts
Instant transaction alerts, fraud notifications, and settlement updates delivered via Telegram bot integration.
Status Page & Monitoring
Public-facing operational status page with incident tracking, uptime metrics, and 24/7 automated monitoring with 99.9% SLA.